BRAC Bank PLC is a full-service private commercial bank in Bangladesh, aiming to become the most trusted, innovative and inclusive bank, driven by purpose and powered by people. It plays a pivotal role in shaping the country's financial future, with a clear focus on sustainability. With the highest market capitalization, the highest international shareholding and the country’s best credit rating, the bank leads the Bangladesh banking industry in key financial metrics. BRAC Bank is considered the standard bearer of good governance, ethics and values-based banking. BRAC Bank today serves as a trusted partner for individuals and businesses across every segment of the economy - Small & Medium Enterprises (SME), Corporate & Institutional and Retail Banking.
BRAC Bank PLC is currently seeking a highly motivated, intelligent, and purpose-driven professional to join its Corporate Commercial and Institutional Banking Division in the following position:
Senior Relationship Manager, Relationship Unit 09 & 10
Employment Type: Full-time
Job Grade : AVP-SAVP
KEY RESPONSIBILITIES
Attain business targets through onboarding new accounts and maximizing utilization from the existing portfolio of customers.
Develop a prospective list of new clientele under the corporate segment per the bank’s risk appetite.
Call the existing and prospective clientele regularly to grow the business in organic and inorganic ways.
Negotiate with customers, prepare credit proposals, analyze financials, and cater to potential business opportunities on time with the right product offerings.
Extend best-in-class customer service and resolve client complaints to ensure customer satisfaction.
Cross-sale relevant products and services of the bank to cater to holistic business opportunities.
Identify any potential risk well ahead of time to safeguard the bank’s interest from possible losses.
Raise early alerts, issue diary notes, and conduct regular client visits to report potential risks on time to the senior team.
Monitor client’s cash flow, repayment performance, and required compliance as per covenant and conditions.
Develop new products and offer customized solutions to cater to specific needs.
Perform any other duties assigned by supervisor(s) occasionally.
KEY QUALIFICATIONS
Post-graduation/Graduation from a reputed UGC-approved university. A finance, marketing, management, economics, or engineering degree is preferred.
Minimum 10 years of experience in banks and financial institutions with at least 5 years of experience in corporate banking.
Knowledge of credit norms, financial analysis, trade products, and necessary industry insights in the corporate segment.
Conversant with regulatory guidelines/policies, laws, and practices for lending and recovery.
Conversant on international trade-related policies and practices.
Track records of completing working capital and term financing deals with prominent corporate accounts.
Proactive, self-motivated, target oriented.
Strong interpersonal communication, presentation, negotiation, and persuasion skills.
Knowledge of effective written and oral communication in English and Bangla.
Customer-centric, self-motivated, a team player, and capable of meeting deadlines.
BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.
If you want to take up the challenge, please 'Apply Online.'
Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.
BRAC Bank does not charge any fee at any stage of the recruitment process.